Berman Mcaleer

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/16256/BM%2008-05%20200.jpg" alt="Berman Mcaleer" height="159" width="200" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Welcome to Berman McAleer</b> <br> <br>9690 Deereco Road, Suite 350 <br>Timonium, MD 21093 <br>Phone: (410) 560-9960 <br>FAX: (410) 560-7992 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email: <br> <a href="mailto:mhazard@bermanmcaleer.com"> mhazard@bermanmcaleer.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p><font face="Verdana, arial, helvetica, sans - serif" size="2">The professionals of Berman McAleer, Inc. provide financial advice dedicated to total wealth management. Areas of specialty include investment management*, estate planning*, retirement planning*, risk management*, insurance planning, education funding, and long term tax planning as elements of the comprehensive financial planning process. <br /><br><br /><br> <br /><br><br /><br>At Berman McAleer we believe that financial planning is a process, not a product. It is a process that involves discovering your goals and developing a plan to meet those goals. As your financial professionals, we will do everything possible to keep you focused on where you want to go, advise you on how to get there, and remain committed to the disciplined approach necessary to realizing your full financial potential. </font></p><br><p><br /><br> </p><br><p><font face="Verdana, arial, helvetica, sans - serif" size="2">Our philosophy is to provide clients with outstanding service and thorough advice. We pride ourselves in having a knowledgeable, capable and experienced </font><a href="agents.cfm"><font face="Verdana, arial, helvetica, sans - serif" size="2">staff of professionals</font></a><font face="Verdana, arial, helvetica, sans - serif" size="2">, available to assist clients in every possible way.</font></p><br><p><br /><br> </p><br><p><font face="Verdana, arial, helvetica, sans - serif" size="2">Our firm was founded on the belief that the interests of clients must always come first. Our goal is to provide clients with the information and guidance necessary to make sound and informed financial decisions. Our financial professionals provide a wide range of financial services for those who want to protect and grow their financial assets.</font></p><br><p><br /><br> </p><br><p><font face="Verdana, arial, helvetica, sans - serif" size="2">Thank you for visiting our web site. Please use it often to track and research your investments, communicate with us via e-mail, and obtain useful and timely information on a variety of financial topics.</font></p><br><p><br /><br> </p><br><p> </p><br><p><br /><br> </p><br><p align="center"><strong><font face="Verdana" size="2">Berman McAleer Vision Statement</font></strong></p><br><p><br /><br> </p><br><p><font face="Verdana" size="2">Berman McAleer endeavors to be the premiere full-service, comprehensive financial advisory firm in Baltimore. We seek to enhance the fulfillment sought by our clients, employees and principals in our personal and financial lives. Based on a foundation of objectivity, independence and honor, our delivery system will emphasize quality of substance over form. Our advice, inspiration and leadership will be combined with a commitment to its disciplined implementation in a prudent and best-practices-compliant manner.</font></p><br><p><br /><br> </p><br><p><font face="Verdana" size="2">As one of the leading boutique firms of its kind, Berman McAleer will strive to personalize rather than institutionalize each client relationship...grounded in mutual trust and respect. We will passionately protect our reputation for integrity by insisting on doing business the "right way," never compromising our ethics or goodwill in the name of growth, expediency or profitability.</font></p><br><p><br /><br> </p><br><p> </p><br><p><br /><br> </p><br><p> </p><br><p><br /><br> </p><br><p> </p><br><p><br /><br> </p><br><p><em><font size="1">*This internet site may contain general information about various investment products. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. Such information is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the states where the consumer and/or prospective clients reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.</font></em></p><br><p><br /><br> </p><br><p> </p><br><p><br /><br> </p><br><hr /><br><p><br /><br> </p><br><p> </p><br><p><br /><br> </p><br><p align="center"><font size="1">Berman McAleer 9690 Deereco Road, #350, Timonium, MD 21093 <br /><br><br /><br>Phone: 888-205-9960 Fax: 410-560-7992 </font></p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA53_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA53_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/7/TA53_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=124" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Life Expectancy</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Knowing your likely life expectancy is an important factor in making long-term financial plans.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=137" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Impact of Inflation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=135" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Roth IRA Conversion</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>This calculator can help you determine whether you should consider converting to a Roth IRA.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=140" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Home Affordability</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate of the maximum amount of financing you can expect to get when you begin house hunting.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/7/TA53_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1392" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">For Income, Pick Up This Split</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> A split-annuity strategy can help you begin receiving an income stream that has the potential to last well into the future.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1390" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">What Does the Dollar Do for You?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Which is preferable, a strong dollar or a weak one?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1404" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Take It Year by Year</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The Federal Reserve has been cutting interest rates fast and deep. Although not all consumer rates are directly affected by the cuts, they highlight turmoil in the credit markets, rising inflation, and the possibility of slower economic growth. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1406" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Are the Times A-Changin'?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> As the election year rolls along, Americans are facing an uncertain future and an election that could be the harbinger of great change. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/7/TA53_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/7/TA53_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>January 06, 2009 @ 08:21 PM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 9,015.10</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 62.21</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,652.38</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 24.35</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 934.70</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 7.25</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2.51</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.02</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/7/TA53_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/7/TA53_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/7/TA53_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/7/TA53_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/7/TA53_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/7/TA53_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/7/TA53_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> </tr></table></div></body></html>